Where we operate: Mexico, South Africa, India and Ecuador

Our Mission

We Give Credit for Everyone

As the global middle class moves mobile, we saw an opportunity to rewrite the rules of finance for a new generation.

Fewer Restrictions. More Possibilities.

We meet our customers where they are. Even with no bank account or formal credit history, PayJoy users can access financial services and carve a route into the financial system.

What We Do & Why It Matters

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Leadership & Board

Doug Ricket
CEO
Gib Lopez
COO
Deepak Murthy
President
Juan Castro -Zumaeta
VP of Finance
Linda Schomaker
VP of People
Tom Jahnes
VP of Business Development
Brad Pennington
President, Financial Products
Jaideep Mirchandani
Chief Product Officer
Dominique Friedl
General Manager, Africa
Ignacio Morales
General Manager, Mexico
Raman Baijal
General Manager, South Asia
John Buttrick
Board Director, USV
Josh McFarland
Board Director, Greylock
Nick Talwar
Board Member, Independent
Arjan Schütte
Board Member, Core Innovation Capital
Alejandra Martinez S.
Board Member, Independent

Press Resources

Press Release
PayJoy Raises $20 Million In Debt Financing From Arc Labs To Bring Smartphones And Credit To The Underbanked In Mexico

SAN FRANCISCO, Nov. 1, 2018 /PRNewswire/ — Today PayJoy, a company leading credit access in emerging markets via smartphone financing, signs a $20 million debt-financing deal with…

Press Release
PayJoy Announces Compatibility with Africa’s #1 Smartphone Manufacturer Transsion and Other Leading Manufacturers via PayJoy Access

SAN FRANCISCO, Oct. 21, 2019 /PRNewswire/ — PayJoy Inc, a leader in providing consumer finance to the next billion via smartphones, has launched…

Press Release
Introducing Goldfinch: Crypto Loans Without Collateral

We are excited to announce Goldfinch, a protocol building one of the biggest missing pieces of DeFi: loans without collateral.…

Our Office Locations

Mexico

Colonia Roma, CDMX, C.P. 06700
Customer Service Mexico

clientes@payjoy.com 55 5351 8341
United States

655 4th Street, San Francisco, CA 94107

Brazil

WeWork.

Av. Paulista 1374- Bela Vista
São Paulo, SP 01310-100

South Africa

FutureSpace Nicol on Main
2 Bruton Rd, Bryanston,
Sandton, 2191
South Africa

supportsa@payjoy.com +27872500706
India

9th Fl, RMZ Latitude Commercial
Building, Bellary Rd, Hebbal,
Bengaluru, Karnataka, 560024

China

44F, Tower A, NEO Building,
6011 Shennan Avenue, Futian District,
Shenzhen, 518048

Ecuador

Edificio Mansión Blanca, Av. República de El Salvador N36-140, Quito 170505, Ecuador

clientes.ec@payjoy.com