Treasury Senior Manager

With over a million customers trusting PayJoy, it’s increasingly important that our apps and services operate with integrity and high availability while keeping our customers' data confidential.

Reporting to the Head of Capital Markets, the Senior Treasury Manager will lead the creation of the treasury function at PayJoy and will provide guidance in all essential functions including corporate services, cash flow forecasting, global cash management, and treasury operations oversight. It will also be responsible to build and own specific corporate banking relationships in conjunction with the Capital Markets Team and will work closely with them on creating an efficient and optimized corporate structure. This role will work in close collaboration with a number of other individuals across finance, product, engineering, data science, sales and operations.


  • Develop global banking strategy to ensure business sustainability during hyper growth expansion
  • Daily cash management including global monitoring of cash balances, preparing cash forecasts and measuring performance against forecast
  • Establish relationships and work with banks in evaluating existing bank relationships and available products and pricing while optimizing interest and fees
  • Leverage banking tools and products to automate payments and reporting and facilitate reconciliation and controls
  • Maintain users and user access for bank accounts, credit card, signatories, and resolutions
  • Manage implementation of new initiatives in cash management, cash forecasting, banking, merchant processing, expense compliance and reporting
  • Requirements

  • 5-7+ years of treasury experience, banking or fintech experience strongly preferred
  • Strong understanding of cash management, corporate finance, and accounting ideally with CPA or CTP certifications
  • Demonstrated ability to work in a fast-paced, entrepreneurial, global startup environment
  • Superb attention to detail and time management skills
  • Excellent oral and written communication skills with ability to present in person and in writing to non-expert audiences
  • Build and retained treasury and operational teams in similar environments
  • Benefits

  • Company-funded health insurance for employee and immediate family
  • Company holidays
  • 15 vacation days (20 at 3rd year)
  • Unlimited sick leave
  • Annual fitness benefit ($500 USD)
  • Annual professional development benefit ($2,000 USD)
  • International travel benefit ($2,000 USD)
  • Christmas bonus 20 days
  • Vacations 15 days
  • Vacation bonus 50%
  • $2,000 MXN / monthly pantry vouchers
  • Phone finance benefit
  • About PayJoy
    PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile locking technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.

    Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to millions in the near future.

    PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

    PayJoy Principles
    Finance for the next billion * Ownership * Break Through Walls * High-Bandwidth Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity

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