Senior Fraud Strategy Analyst

With over a million customers trusting PayJoy, it’s increasingly important that our apps and services operate with integrity and high availability while keeping our customers' data confidential.


  • Creation of dashboards and monitoring rules
  • Development of new policies to take optimal decisions
  • Effectively communicate our policies to key stakeholders
  • Search and propose new opportunities to improve our unit economics by reducing fraud
  • Search for new signals of fraud that we can use in our predictive models
  • Help in the design of A/B tests to measure frictions and conversion rate
  • Partnering with our product managers, data scientists and UX to coordinate and prioritize tasks
  • Requirements

  • Fluent level of English (interviews will be in English as 90% of work interactions)
  • Basic knowledge of SQL
  • Bachelor's Degree in a quantitative field such as: Statistics, Engineering, Economics, Mathematics. We can also consider candidates with previous relevant job experience.
  • 2 to 4 years of work experience
  • Previous experience in Banking or Consulting (for finance projects), Operations and Statistical modeling

  • About PayJoy
    PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile locking technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.

    Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to millions in the near future.

    PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

    PayJoy Principles
    Finance for the next billion * Ownership * Break Through Walls * High-Bandwidth Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity

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