Manager of Financial Planning & Analysis

With over a million customers trusting PayJoy, it’s increasingly important that our apps and services operate with integrity and high availability while keeping our customers' data confidential.

PayJoy is hiring a Manager of Financial Planning and Analysis to join our fast-paced, mission driven, and talented team in South Africa. Reporting into the Director of Finance, you will help shape PayJoy’s future in South Africa, while partnering with executives to assist with execution on the company’s goals. Starting as an individual contributor, you will get a chance to build a team as the business grows. You have experience in lending businesses and think strategically while rolling up your sleeves. You also share our mission to expand access to finance to the next billion consumers worldwide.


  • Implement & manage financial planning, budgeting and cash management processes.
  • Improve forecasting accuracy, timeliness and depth.
  • Collaborate internally with Go To Market, Risk and Operations to determine drivers of performance and develop KPIs to drive execution of company-wide goals.
  • Implement planning software to facilitate global company wide planning.
  • Oversee weekly forecasting and reconciliation of operating cash.
  • Support geographic and product expansion with financial analysis and appropriate controls and processes.
  • Partner with Accounting and Capital Markets departments to manage expense and publish budget vs actuals analysis, as well as other reporting packages.
  • Develop and maintain budgeting policies, controls and procedures on a global scale.
  • Build and develop a global team to support our global businesses.
  • Minimum Requirements

  • Bachelor’s degree in Accounting, Finance or Economics. MBA is a plus.
  • 7 - 10 years of work experience with 5 years in FP&A in a lending organization. Fintech experience a plus.
  • Intermediate level of SQL skills is a big plus.
  • Demonstrated ability to form, lead, and develop high performing teams.
  • Excellent oral and written communication skills with ability to present in person and in writing to non-finance audiences.
  • Experience working for a global organization a plus.
  • Benefits

  • Medical insurance: May expense up to R9,360 per month (on condition that you have a medical plan in place)
  • Retirement: 3% of monthly salary (on condition that you have a retirement plan in place)
  • Company holidays; 15 days vacation (20 at 3rd year); statutory sick leave
  • Annual fitness benefit (R7,500); professional development benefit (R30,000); and international travel benefit (R30,000)
  • About PayJoy
    PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile locking technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.

    Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to millions in the near future.

    PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

    PayJoy Principles
    Finance for the next billion * Ownership * Break Through Walls * High-Bandwidth Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity

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