Director of FP&A

With over a million customers trusting PayJoy, it’s increasingly important that our apps and services operate with integrity and high availability while keeping our customers' data confidential.

PayJoy is hiring a Director of Financial Planning and Analysis to join our fast-paced, mission-driven, and talented team. Reporting to the VP of Finance, you will lead the global FP&A department in its next stage of development. This is your opportunity to help shape PayJoy’s future, partner with executives in helping the company execute on its goals, and develop a global team across the US, Latin America, Asia, and Africa. You have experience in leading businesses, you can roll up your sleeves while thinking strategically, and you share our mission to expand access to finance to the next billion consumers worldwide. 


  • Oversee all aspects of PayJoy’s FP&A practice, including managing financial planning, budgeting, and cash management processes. Improve forecasting accuracy, timeliness, and depth. 
  • Develop a Balance Sheet forecasting model. 
  • Collaborate internally with GTM, risk, and operations to determine drivers of performance and develop KPIs to drive execution of company-wide goals. 
  • Implement planning software to facilitate global company-wide planning.
  •  Oversee weekly forecasting and reconciliation of operating cash support geographical and product expansion with financial analysis and appropriate controls and processes. 
  • Partner with Accounting and Capital Markets departments to manage expenses and publish budget vs actuals analysis and other reporting packages.
  •  Develops and maintains budgeting policies, controls, and procedures on a global scale.
  •  Build and develop a global team to support our global businesses.
  • Requirements

  • Bachelor’s degree in accounting, finance, or economics. MBA a plus.
  • 10 - 15 years of work experience with 5 years in FP&A in a lending organization. Lendtech experience a plus.
  • Intermediate level of SQL skills. You will be tested.
  • Demonstrated ability to form, lead, and develop high-performing teams. 
  • Global experience preferred.
  • Excellent oral and written communication skills with the ability to present in person and in writing to non-finance audiences.
  • Spanish fluency a plus.
  • Benefits

  • Company-funded health, dental, and vision insurance for employee and immediate family
  • Company-funded employee life and disability insurance
  • 401k contribution
  • 10 company holidays; 15 days vacation (20 at 3rd year); unlimited sick leave
  • Annual fitness benefit ($500); professional development benefit ($2000); and international travel benefit ($2000)
  • Commuter benefit
  • Headphone benefit
  • About PayJoy
    PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile locking technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.

    Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to millions in the near future.

    PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

    PayJoy Principles
    Finance for the next billion * Ownership * Break Through Walls * High-Bandwidth Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity

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