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With just your valid ID card, PH phone number, email and a down payment, we will approve your application fast.
How to apply?
You need to apply in-store at any PayJoy approved distributor.
When is my first payment due?
7 days after purchase, you will need to make the first payment.
How many phones can I purchase with PayJoy at once?
You can only purchase one phone at a time with PayJoy. Once you finish paying for your first smartphone, you can apply for another one.
How do I know what my weekly or monthly payment amout will be?
Your repayment amount will be on the contract sent to you on email and it will also be displayed on the PayJoy App.
What if I miss a payment?
Your phone will lock. You wont be able to use it except for when you dial PayJoy's contact center or emergency calls. Once the payment is made the phone will unlock and normal usage of it will return.
The smartphone come with warranty?
The smartphones come with a manufacturer’s warranty limited to manufacturer’s defects, you can email customersupportph@payjoy.com for more information.