Receive a cash loan

Apply from your smartphone in minutes with just your ID and Facebook account

Download our app

You will only need your ID, Facebook account and a compatible device. That's it, no extra requirements.

Choose your offer

Once we have validated your information, choose the offer that you prefer. Up to $5,000 pesos!

Receive your money

Once your order is complete, receive your money through a bank withdrawal or transfer. In minutes!

More than 1,000,000
customers served.

What are the requirements?

You only need your ID, Facebook account and phone number. No bank account needed.

How can I make a payment?

You can make your payments through bank transfer or payment in any store. You just have to open your PayJoy App, click "make a payment".

From which phone can I apply?

We are compatible with some Samsung and Huawei devices.

How much will I have to pay?

All the loan details are communicated before accepting the contract. So before completing the process you will know the total amount, fees, term, CAT, etc.

In which countries is the loan available?

For now we are only offering cash loans in Mexico.

How much should I wait to apply for a second loan?

You will have to wait 15 days to apply from the app.

What happens if I don't make a payment on time?

We won't charge any late fees but your phone will have limited functionalities until you make one payment.

"It took less than 10 minutes to receive my loan!"
Excellent service and very fast process, I downloaded the app in my phone, applied and received the money immediately, This is my third loan with PayJoy. What I like the most is that I can pay the loan in affordable payments, and without any late fees.

Our Commitment to Customers

We aspire to offer our customers a transparent, fair and delightful experience.

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