Finance a smartphone

Prepare yourself for new credit opportunities by acquiring a phone with PayJoy.

Go to a store

You will only need your ID, Facebook account and your phone number. That's it!

Choose a phone

We are compatible with Samsung, Huawei, LG, Motorola and Hisense models.

Take it home!

Pay the down payment in the store and the rest in affordable weekly payments.

More than 1,000,000
customers served.

What are the requirements?

You only need your ID, Facebook account and phone number. No bank account needed.

What terms do you offer?

You can buy your phone and pay in 3, 6, 9 and 12 months.

How can I make a payment?

You can make your payments through bank transfer or payment in any store. You just have to open your PayJoy App, click "make a payment".

Which models apply?

We are compatible with Samsung, Huawei, LG, Motorola and Hisense devices.

How much will I have to pay?

All the financing plan details are communicated before accepting the contract. So before completing the process you will know the total amount, fees, term, CAT and all the details.

In which countries are you financing?

Mexico, Ecuador and South Africa for now.

"With PayJoy I was able to buy a smartphone in affordable payments"
I think of PayJoy as a very good option for acquiring a smartphone without having to pay the full price immediately. What I liked the most was their payment methods, the small weekly payments and the functionality of the PayJoy app it is very easy to pay on time.

Our Commitment to Customers

We aspire to offer our customers a transparent, fair and delightful experience.

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