Real Stories

20 Million Lives Transformed.

Discover how people around the world are using PayJoy to bridge the digital divide, build credit, and unlock new opportunities for their families and businesses.

Sempre o temos para emergências e para resolver problemas."Sempre o temos para emergências e para resolver problemas. Tem sido um grande apoio para o nosso trabalho, principalmente.

Sandra Rodríguez Valgañón e Alfredo Muñoz Pineda

"PayJoy gave me the opportunity to work and keep moving forward. Does PayJoy believe in me? Of course — otherwise I wouldn't have three phones with them and a credit line. I am truly grateful for the opportunity to get my phones, to have the credit, and to get to fulfill this dream."

Linda Montes, Garment Maker

With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life.

Jorge Monroy Lazaro, Security Guard

Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you

Nicole Eve Aguilar, Food Cart Entrepreneur

"Sempre temos isso para emergências e para resolver problemas. Tem sido um grande apoio para o nosso trabalho, principalmente."

Sandra Rodríguez Valgañón e Alfredo Muñoz

"Did PayJoy believe in me? Absolutely. I want to invite everyone to start their own venture, because there are companies like PayJoy that help us, support us, and believe in us so we can get ahead. There will be good days and bad days — but with God's will, anything is possible."

Marcela Perdomo López, Founder of Arepitas Paisas

Exploration

9 Countries, Millions of Stories.

"Se eu pudesse voltar no tempo e encontrar meu eu do passado, eu diria a ela: você está no caminho certo, e há quem acredite em você, como a PayJoy."

Mery Espinoza

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"Agora faço tudo por conta própria. Obrigado, PayJoy, por me permitir estar conectada"

Monica Fumba

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"Sempre temos isso para emergências e para resolver problemas. Tem sido um grande apoio para o nosso trabalho, principalmente."

Sandra Rodríguez Valgañón e Alfredo Muñoz

View Customer Story

"PayJoy gave me the opportunity to work and keep moving forward. Does PayJoy believe in me? Of course — otherwise I wouldn't have three phones with them and a credit line. I am truly grateful for the opportunity to get my phones, to have the credit, and to get to fulfill this dream."

Linda Montes, Garment Maker

View Customer Story

With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life.

Jorge Monroy Lazaro, Security Guard

View Customer Story

Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you

Nicole Eve Aguilar, Food Cart Entrepreneur

View Customer Story

"Did PayJoy believe in me? Absolutely. I want to invite everyone to start their own venture, because there are companies like PayJoy that help us, support us, and believe in us so we can get ahead. There will be good days and bad days — but with God's will, anything is possible."

Marcela Perdomo López, Founder of Arepitas Paisas

View Customer Story

Nossa evolução em números

Nosso Impacto

Como uma empresa de utilidade pública comprometida com o crédito ético, a PayJoy gera um impacto positivo no bem-estar financeiro dos nossos clientes.