You are approved!

Find your nearest store

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Heading

This is some text inside of a div block.

Get Directions

Brands that are compatible with PayJoy

And thousands of locations across Mexico!

Why PayJoy?

No hidden costs –– not even late fees

No bank account or credit card needed

Cancel your loan and return the phone any time if it’s not working for you

PayJoy puts you, our customer, first

Get a Phone

PayJoy turns your phone into virtual security collateral. If you are late paying, you won’t be able to use your phone - this lets us offer you a low cost of financing with no late fees.

Millions of happy
customers and counting

"I was spending a lot of time looking for a new phone because it was an opportunity to stay in touch with my family, who lives in another country. When I found out about PayJoy, I was so happy because I could buy a great smartphone immediately without paying the full price of it."

Mboule Badji

, Customer

"Thanks to PayJoy I was able to buy a phone with monthly payments, I'm very thankful because they gave me credit with just a few requirements"

Tamisha Iman

, Customer

"I have been saving a lot of time for a new phone because it was an opportunity to stay in touch with my family, who lives in another country. When I found out about PayJoy I was so happy because I could buy a great smartphone immediately without paying the full price of it."

Khadidiatou Ndiaye

, Customer

What We Do & Why It Matters

Pay online

You can now pay your account through the Pay@ Online Portal.

We want to address all your needs

We want your experience with PayJoy Credit Line to always feel secure. Below we have answered some questions that might come up, if you do not find the answer you are looking for, please write to us! We’d love to help you.

No items found.

We want to address all your needs

Apa yang PayJoy Indonesia (PayJoy) tawarkan?

PayJoy merupakan mitra pemasaran Kredit Multiguna Pembiayaan Handphone Bank Sahabat Sampoerna untuk masyarakat yang kurang memiliki akses ke layanan pembiayaan.

‍

Bagaimana pelanggan saya mendapatkan pembiayaan PayJoy?

Hanya terdapat 2 persyaratan untuk mendapatkan pembiayaan:

e-KTP yang diterbitkan oleh Dinas Kependudukan & Pencatatan Sipil (Dukcapil)
Nomor telepon yang aktif

Bagaimana saya bisa menjadi Mitra PayJoy?

Untuk memastikan proses pendaftaran mitra berjalan lancar, harap siapkan dokumen-dokumen berikut yang masih berlaku & aktif sesuai dengan jenis usaha Anda:

Perjanjian Kerjasama dengan PayJoy yang telah ditandatangani,
e-KTP perwakilan perusahaan sah yang diterbitkan oleh Dinas Kependudukan & Pencatatan Sipil (Dukcapil)
Dokumen usaha pendukung yang diterbitkan oleh pemerintah Indonesia

Berapa lama proses registrasi untuk menjadi Mitra PayJoy?

Setelah memastikan semua dokumen lengkap & valid, Anda akan terdaftar dalam waktu 1-2 hari kerja

Apakah informasi saya aman di PayJoy?

Ya, PayJoy tidak membagikan data Anda tanpa izin

‍

Apakah PayJoy membiayai semua merk dan model smartphone?

Ya! Kami membiayai mayoritas merk smartphone Android

Apakah PayJoy menyediakan materi pemasaran?

Ya, PayJoy menyediakan materi & alat pemasaran untuk meningkatkan penjualan Anda

Como funciona a PayJoy

No items found.

Onde encontrar

No items found.

Como funcionam o financiamento e os pagamentos

No items found.

Como funciona o aplicativo PayJoy

No items found.

Garantia, reparo, perda, furto e roubo

No items found.

PayJoy turns your phone into virtual security collateral. If you are late paying, you won’t be able to use your phone - this lets us offer you a low cost of financing with no late fees.

You are approved!

Find your nearest store

Showing 0 Results Near You

Heading

Heading

Why PayJoy?

PayJoy turns your phone into virtual security collateral. If you are late paying, you won’t be able to use your phone - this lets us offer you a low cost of financing with no late fees.

Millions of happy
customers and counting

What We Do & Why It Matters

Pay online

We want to address all your needs

We want to address all your needs

Como funciona a PayJoy

Onde encontrar

Como funcionam o financiamento e os pagamentos

Como funciona o aplicativo PayJoy

Garantia, reparo, perda, furto e roubo

PayJoy turns your phone into virtual security collateral. If you are late paying, you won’t be able to use your phone - this lets us offer you a low cost of financing with no late fees.

Interested in learning more about PayJoy?

You are approved!

Find your nearest store

Showing 0 Results Near You

Heading

Heading

Why PayJoy?

PayJoy turns your phone into virtual security collateral. If you are late paying, you won’t be able to use your phone - this lets us offer you a low cost of financing with no late fees.

Millions of happycustomers and counting

What We Do & Why It Matters

Pay online

We want to address all your needs

We want to address all your needs

Como funciona a PayJoy

Onde encontrar

Como funcionam o financiamento e os pagamentos

Como funciona o aplicativo PayJoy

Garantia, reparo, perda, furto e roubo

PayJoy turns your phone into virtual security collateral. If you are late paying, you won’t be able to use your phone - this lets us offer you a low cost of financing with no late fees.

Interested in learning more about PayJoy?

Millions of happy
customers and counting