Tu acceso financiero
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PayJoy te ofrece el financiamiento del celular que se ajusta a ti.

Elegir mi celular
Linda Montes, Garment Maker
"PayJoy gave me the opportunity to work and keep moving forward. Does PayJoy believe in me? Of course — otherwise I wouldn't have three phones with them and a credit line. I am truly grateful for the opportunity to get my phones, to have the credit, and to get to fulfill this dream."
Read the Customer Story
Jorge Monroy Lazaro, Security Guard
With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life.
Read the Customer Story
Nicole Eve Aguilar, Food Cart Entrepreneur
Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you
Read the Customer Story
Sandra Rodríguez Valgañón y Alfredo Muñoz
"Siempre lo tenemos para emergencias y para resolver problemas. Ha sido un gran apoyo para nuestro trabajo, principalmente."
Read the Customer Story
Marcela Perdomo López, Founder of Arepitas Paisas
"Did PayJoy believe in me? Absolutely. I want to invite everyone to start their own venture, because there are companies like PayJoy that help us, support us, and believe in us so we can get ahead. There will be good days and bad days — but with God's will, anything is possible."
Read the Customer Story
Mery Espinoza
"If I could go back and meet my past self, I would tell her: you're on the right path, and there are those who will believe in you, like PayJoy."
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Monica Fumba
"Everything I do on my own now. Thank you, PayJoy, for letting me connect."
Read the Customer Story

Los bancos te piden historial. PayJoy, solo tu cédula.

Three smiling vendors using smartphones at outdoor market stalls during daylight.
Financia tu celular

Tu celular nuevo, en tus manos hoy.

Pagos que se adaptan a tu vida, no al revés. Adquiere el celular que necesitas hoy.

Pagos semanales, sin intereses moratorios.

No necesitas historial crediticio ni cuenta bancaria.

Compra en línea y recógelo en tu tienda más cercana.

Quiero mi celular
Compra en línea

Millones de historias de éxito. Y seguimos sumando.

Desde emprendedores hasta familias en crecimiento, hacemos que el acceso al financiamiento sea más fácil para todos.

"PayJoy gave me the opportunity to work and keep moving forward. Does PayJoy believe in me? Of course — otherwise I wouldn't have three phones with them and a credit line. I am truly grateful for the opportunity to get my phones, to have the credit, and to get to fulfill this dream."
Linda Montes, Garment Maker
With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life.
Jorge Monroy Lazaro, Security Guard
Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you
Nicole Eve Aguilar, Food Cart Entrepreneur
"Siempre lo tenemos para emergencias y para resolver problemas. Ha sido un gran apoyo para nuestro trabajo, principalmente."
Sandra Rodríguez Valgañón y Alfredo Muñoz
"Did PayJoy believe in me? Absolutely. I want to invite everyone to start their own venture, because there are companies like PayJoy that help us, support us, and believe in us so we can get ahead. There will be good days and bad days — but with God's will, anything is possible."
Marcela Perdomo López, Founder of Arepitas Paisas

Las mejores marcas de celulares a tu alcance.

Noticias y novedades

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