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PayJoy News

April 22, 2026

Device Financing: The Phone Is Not The Product

Discover how PayJoy is transforming smartphone financing into a gateway for financial inclusion. In this Mondato Insight feature, CEO Doug Ricket shares insights into PayJoy's device-locking technology, expansion into unsecured credit products, and the mission to build credit identity for the world's unbanked.
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August 17, 2024

TechCrunch Fintech: Meet PayJoy, a fintech operating at the intersection of doing good and making money

Welcome to TechCrunch Fintech! This week, we’re looking at how two fintech companies serving the underserved are faring, and more! To get a roundup of TechCrunch’s biggest and most important fintech stories delivered to your inbox every Sunday at 7:00 a.m. PT, subscribe here. The big story PayJoy is an example of a company with positive unit economics…
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May 14, 2024

Fast Company: 9 finance companies that make money more manageable

See the full list of winners and honorable mentions in Fast Company’s 2024 World Changing Ideas Awards in the finance…
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June 11, 2019

Nikkei Asia: US startup PayJoy unlocks smartphone loans for Asia’s unbanked

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February 15, 2018

VOA: Pay-As-You-Go Service Offers Smartphone Access to the Cash-Strapped

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