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July 23, 2026
CNBC Names PayJoy one of the World's Top FinTech Companies of 2026
SAN FRANCISCO, July 23, 2026 /PRNewswire/ -- CNBC and Statista have named PayJoy to the "World's Top Fintech Companies 2026," which honors companies providing digital funding and bank-independent lending solutions for individuals and businesses. PayJoy is a leading financial services provider for underserved consumers across emerging markets.
PayJoy in the News

April 22, 2026
Device Financing: The Phone Is Not The Product
Discover how PayJoy is transforming smartphone financing into a gateway for financial inclusion. In this Mondato Insight feature, CEO Doug Ricket shares insights into PayJoy's device-locking technology, expansion into unsecured credit products, and the mission to build credit identity for the world's unbanked.
Global Excellence
A Globally Recognized Standard of Trust.
Our commitment to financial inclusion and technical innovation has been honored by the world’s leading organizations.

Top Fintech Innovation
Awarded for our unique smartphone-as-collateral model.

Top Fintech Innovation
Awarded for our unique smartphone-as-collateral model.



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