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April 6, 2026
PayJoy Names Iván Canales Chief Revenue Officer as It Enters Its Next Phase of Scale
SAN FRANCISCO, April 6, 2026 /PRNewswire/ -- PayJoy, a leading financial services provider in emerging markets, today announced the appointment of Iván Canales as Chief Revenue Officer. In this role, Canales will lead the company's global revenue strategy, focusing on scaling growth, deepening market penetration, and expanding into new geographies.
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Awarded for our unique smartphone-as-collateral model.

Top Fintech Innovation
Awarded for our unique smartphone-as-collateral model.
News Release


April 22, 2026
Device Financing: The Phone Is Not The Product
Discover how PayJoy is transforming smartphone financing into a gateway for financial inclusion. In this Mondato Insight feature, CEO Doug Ricket shares insights into PayJoy's device-locking technology, expansion into unsecured credit products, and the mission to build credit identity for the world's unbanked.
On the blog
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From Innovation to Impact: PayJoy's Financial Evolution
Discover how PayJoy has achieved remarkable growth by focusing on mission-driven strategies and innovative financial products. In this episode, Brad shares insights into PayJoy's strategic market entry, the development of the PayJoy card, cutting-edge fraud prevention techniques and future expansion into Indonesia and India.
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Scaling Impact in Emerging Markets: Doug Ricket, PayJoy CEO, on Productivity Finance and Unlocking Credit Access
PayJoy CEO Doug Rickett shares how his company is unlocking credit access in emerging markets — scaling impact with AI-driven underwriting, using phones as collateral, and balancing profitability with purpose. Listen now.


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