PayJoy oferece celulares financiados para todos.

Sua Inclusão financeira começa aqui.

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Linda Montes, Garment Maker
"PayJoy gave me the opportunity to work and keep moving forward. Does PayJoy believe in me? Of course — otherwise I wouldn't have three phones with them and a credit line. I am truly grateful for the opportunity to get my phones, to have the credit, and to get to fulfill this dream."
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Jorge Monroy Lazaro, Security Guard
With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life.
Read the Customer Story
Nicole Eve Aguilar, Food Cart Entrepreneur
Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you
Read the Customer Story
Sandra Rodríguez Valgañón e Alfredo Muñoz
"Sempre temos isso para emergências e para resolver problemas. Tem sido um grande apoio para o nosso trabalho, principalmente."
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Marcela Perdomo López, Founder of Arepitas Paisas
"Did PayJoy believe in me? Absolutely. I want to invite everyone to start their own venture, because there are companies like PayJoy that help us, support us, and believe in us so we can get ahead. There will be good days and bad days — but with God's will, anything is possible."
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Mery Espinoza
"Se eu pudesse voltar no tempo e encontrar meu eu do passado, eu diria a ela: você está no caminho certo, e há quem acredite em você, como a PayJoy."
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Monica Fumba
"Agora faço tudo por conta própria. Obrigado, PayJoy, por me permitir estar conectada"
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O banco precisa do seu histórico. Nós precisamos do seu documento.

Three smiling vendors using smartphones at outdoor market stalls during daylight.
Celular parcelado

Um celular novo, na sua mão hoje.

Pagamentos que funcionam com a sua vida, não contra ela. Consiga o celular que você precisa hoje.

Sem taxas por atraso, pagamentos flexíveis

Sem necessidade de conta bancária ou histórico de crédito

Compre no mesmo dia online ou na loja

Encontre uma loja parceira
Compre online

Milhões de histórias de sucesso.

Desde empreendedores, trabalhadores autônomos e famílias conectadas, isso é o que a inclusão financeira faz.

Sempre o temos para emergências e para resolver problemas."Sempre o temos para emergências e para resolver problemas. Tem sido um grande apoio para o nosso trabalho, principalmente.

Sandra Rodríguez Valgañón e Alfredo Muñoz Pineda

"PayJoy gave me the opportunity to work and keep moving forward. Does PayJoy believe in me? Of course — otherwise I wouldn't have three phones with them and a credit line. I am truly grateful for the opportunity to get my phones, to have the credit, and to get to fulfill this dream."
Linda Montes, Garment Maker
With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life.
Jorge Monroy Lazaro, Security Guard
Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you
Nicole Eve Aguilar, Food Cart Entrepreneur
"Sempre temos isso para emergências e para resolver problemas. Tem sido um grande apoio para o nosso trabalho, principalmente."
Sandra Rodríguez Valgañón e Alfredo Muñoz
"Did PayJoy believe in me? Absolutely. I want to invite everyone to start their own venture, because there are companies like PayJoy that help us, support us, and believe in us so we can get ahead. There will be good days and bad days — but with God's will, anything is possible."
Marcela Perdomo López, Founder of Arepitas Paisas

As melhores marcas de celulares ao seu alcance.

Notícias e curiosidades

Perspectivas PayJoy

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