Business Intelligence Analyst

With over a million customers trusting PayJoy, it’s increasingly important that our apps and services operate with integrity and high availability while keeping our customers' data confidential.

As a Business Intelligence (BI) Analyst for Finance, you will have the opportunity to collaborate in accelerating the growth of PayJoy by improving PayJoy’s global internal operations and forecasting. You will be directly responsible for owning the measurement of key metrics (such as revenue, growth and sales efficiency metrics) that enables agile financial planning. The right candidate will exhibit ownership of the process from end to end; not only measuring what they are told but working collaboratively with Finance and Go to Market leaders to develop testable hypotheses that drive rapid scale.  PayJoy is committed to the goal of building a dynamic, diverse team, and strongly encourages applications from women and minorities.


  • Collaborate internally with Finance to determine drivers of performance and develop KPIs to drive execution of company-wide goals
  • Partner with Go To Market leadership to analyze business performance and make recommendations to achieve sales targets
  • Use your data-driven perspective to develop and refine forecasting models to improve accuracy and depth
  • Develop, manage and continuously refine driver-based loan origination framework, across multiple countries and regions
  • Work with local country teams, acting as a data-fluent consultant to measure and achieve success
  • Design, build and maintain dashboards and data visualizations that provide strategic insights on company performance
  • Work with stakeholders to ensure every growth driver is measurable
  • Requirements

  • Bachelor's degree, preferably in Finance, Economics, Mathematics, or similar field
  • 3+ years of relevant experience
  • Advanced SQL (someone has called you a SQL ninja at some point and you liked that)
  • Fluency in Python or R preferred
  • Familiarity with a modern data stack a plus (We use Snowflake, Fivetran, DBT, and Mode)

  • Benefits

  • Company-funded health insurance for employee and immediate family
  • Company holidays
  • Christmas bonus 20 days
  • 15 vacation days (20 at 3rd year)
  • Vacation bonus 50%
  • Unlimited sick leave
  • Annual fitness benefit ($500USD)
  • Annual professional development benefit ($2,000USD)
  • International travel benefit ($2,000USD)
  • $2,000 MXN monthly pantry vouchers
  • Phone finance benefit
  • About PayJoy
    PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile locking technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.

    Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to millions in the near future.

    PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

    PayJoy Principles
    Finance for the next billion * Ownership * Break Through Walls * High-Bandwidth Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity

    Apply for Business Intelligence Analyst

    Resume is required

    Full name is required

    Phone number is required

    Demographic Survey for PayJoy

    We invite you to complete this optional survey to help us evaluate our diversity and inclusion efforts. Submission of the information on this form is strictly voluntary and refusal to provide it will not subject you to any adverse treatment or affect your job application. Information obtained will be kept separate from your name or job application. This information will be kept secure and confidential and will be used solely to evaluate our diversity and inclusion efforts.