Director of Global Fraud Strategy

With over a million customers trusting PayJoy, it’s increasingly important that our apps and services operate with integrity and high availability while keeping our customers' data confidential.

The Director of Global Fraud Strategy will join PayJoy’s Financial Product team, which is comprised of the Risk Strategy, Capital Markets, Data Analytics, Fraud Strategy, Collections and Fraud Ops teams. You will lead and grow the global Fraud Analytics and Fraud Ops teams. You will set the strategic objectives and execute on those objectives so that user onboarding and fraud strategy become a competitive advantage for PayJoy. You will balance the seamless user experience with great fraud controls prioritizing solutions that accomplish both objectives. You will partner closely with Product/Engineering and PayJoy’s regional General Managers to ensure we scalably solve user registration and fraud prevention globally in service of PayJoy’s mission to bring finance to the next billion. 


  • Make fraud strategy a competitive advantage for PayJoy 
  • Define an anti-fraud strategy that scales to multiple continents, as well as across consumer direct and indirect products 
  • Clearly communicate your vision and partner with multiple teams to execute on it rapidly 
  • Build KYC and anti-fraud systems that are specifically designed to serve PayJoy’s target market; the global unbanked and underbanked 
  • Mentor and continue building PayJoy’s Fraud Analytics and Fraud Operations teams
  • Requirements

  • 7+ years designing and implementing scalable anti-fraud systems 
  • At least 2 years at a top FinTech (PayPal, Capital One, Stripe, etc.) 
  • Demonstrated experience building anti-fraud systems with a Product/Eng team 
  • You consider written and verbal communication to be a strength 
  • Perhaps it’s been a while, but you can still write SQL, Python and R if needed
  • Benefits

  • Company-funded health, dental, and vision insurance for employee and immediate family
  • Company-funded employee life and disability insurance
  • 401k contribution
  • Company holidays; 15 days of vacation (20 at 3rd year); unlimited sick leave
  • Annual fitness benefit ($500); professional development benefit ($2000), and international travel benefit ($2000)
  • Commuter benefit
  • Headphone benefit
  • About PayJoy
    PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile locking technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.

    Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to millions in the near future.

    PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

    PayJoy Principles
    Finance for the next billion * Ownership * Break Through Walls * High-Bandwidth Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity

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