Monica Got Approved. Then She Got Online.
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About
Monica Fumba grew up in Bhatawwe, Eastern Cape, and now lives in Delft with her three children. Staying connected to family back home isn't optional for her, it's a daily routine. Every day, she needs to know how everyone is doing.
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The Challenge
Monica's old phone couldn't keep up. No real storage, a camera that didn't work, apps that wouldn't run properly. For someone who needs to check in with family every single day, that's not a small problem.
She'd never have qualified for financing through a bank. She didn't have the credit history for it.
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A New Way to Pay
A woman near Monica's area told her about PayJoy, just bring an ID, they check if you qualify, and if you do, you walk out with the phone that day. Monica went in, and within minutes, she was approved.
She became the first person in her household to own a smartphone.
Measuring the Growth
Now Monica uses WhatsApp daily, sending her own messages, checking photos, calling her uncle in Eastern Cape to ask about the family. No more relying on someone else to communicate for her.