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PayJoy in the News

Forbes

How Digital Collateral Is Revolutionizing Credit In Emerging Markets

This innovative approach to financing – using technology to secure digital collateral – is transforming how credit reaches the traditionally underserved. Leading this revolution is PayJoy, a fintech company that has originated over $2 billion in loans across eight countries by applying similar principles to smartphone financing.
Impact Alpha

T. Rowe Price backs PayJoy’s asset fund to expand smartphone access in emerging markets

San Francisco-based PayJoy, a Public Benefit Corporation, is scaling access to smartphones and credit for underserved populations across Latin America, Africa and Southeast Asia. The company’s $250 million PayJoy Asset Fund has drawn a new commitment from T. Rowe Price, joining a growing cohort of institutional investors backing tech-enabled financial inclusion in the Global South.
July 23, 2025
Telco Magazine

Smart & PayJoy Boost Mobile Credit Access in the Philippines

In a significant move for the Philippine telecommunications industry, Smart Communications, Inc., the wireless subsidiary of PLDT Inc., has entered a strategic partnership with PayJoy, a US-based Public Benefit Corporation.
June 30, 2025
Mexico Business News

Smartphones Empower Working Mothers in Mexico: PayJoy

Smartphones play a transformative role in the lives of working mothers in Mexico, offering them both economic mobility and a pathway to financial inclusion, according to a recent study by PayJoy.
January 27, 2025
Fintech Magazine

How is PayJoy Financing Smartphones in the Philippines?

US-based fintech company PayJoy has expanded into the Philippines to address “extraordinary” surges in demand for smartphone financing in recent…
October 9, 2024
Mexico Business News

Mexico Business News: A Smartphone Can Be The Key to a Better Life: PayJoy

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
September 20, 2024
Fast Company

Fast Company: 9 finance companies that make money more manageable

See the full list of winners and honorable mentions in Fast Company’s 2024 World Changing Ideas Awards in the finance…
May 14, 2024
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Press Release

Press Release

PayJoy Secures $140 Million Debt Facility from Neuberger Berman Funds to Accelerate Global Expansion

SAN FRANCISCO, Dec. 2, 2025 /PRNewswire/ -- PayJoy, a leading emerging markets credit provider, has announced a $140 million corporate debt facility with funds managed by Neuberger, marking a significant milestone in its global growth strategy.
December 2, 2025
Press Release

PayJoy Announces New Investment in Asset Fund

SAN FRANCISCO, July 23, 2025 /PRNewswire/ -- PayJoy, a Public Benefit Corporation focused on bringing responsible financing to underserved customers in emerging markets, today announced a new investment into its PayJoy Asset Fund ("PJAF") by accounts advised by T. Rowe Price Associates, Inc.
July 23, 2025
Press Release

PayJoy Marks 10 Years and 15 Million Customers: Focused on Expanding Responsible Financing in Emerging Markets

SAN FRANCISCO, June 3, 2025 /PRNewswire/ -- PayJoy, a Public Benefit Corporation focused on bringing responsible financing to underserved customers in emerging markets, is marking its 10th year of operations.
June 4, 2025
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Awards

Fast Company World Changing Ideas Finance Finalist

FinTech Futures Banking Tech Award: Tech Leadership Finalist

M360 LATAM Awards Finalist

On The Blog

Expanding Access to Credit

Welcome to The Financial Technology Report, a leading information source on financial technology companies and solutions.
Doug Ricket
CEO and Co-Founder
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
Podcast
January 15, 2026

From Innovation to Impact: PayJoy's Financial Evolution

Discover how PayJoy has achieved remarkable growth by focusing on mission-driven strategies and innovative financial products. In this episode, Brad shares insights into PayJoy's strategic market entry, the development of the PayJoy card, cutting-edge fraud prevention techniques and future expansion into Indonesia and India.
Brad Pennington
President of Financial Product
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
Podcast
December 19, 2025

Gig Workers and the Hidden Infrastructure of Credit Access

Across emerging markets, millions survive by patching together income from multiple, irregular jobs.
Weili Dong
Head of Investor Relations
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
Blog
December 15, 2025

Scaling Impact in Emerging Markets: Doug Ricket, PayJoy CEO, on Productivity Finance and Unlocking Credit Access

PayJoy CEO Doug Rickett shares how his company is unlocking credit access in emerging markets — scaling impact with AI-driven underwriting, using phones as collateral, and balancing profitability with purpose. Listen now.
Doug Ricket
CEO and Co-Founder
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
Podcast
September 10, 2025
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