Newsroom

Company News

October 12, 2026

PayJoy to Acquire Strategic Assets of Finia AI, Advancing AI Underwriting and Financial Product Innovation

Transaction brings Finia's technology and experience serving micro-businesses to PayJoy's global platform

July 23, 2026

CNBC Names PayJoy one of the World's Top FinTech Companies of 2026

SAN FRANCISCO, July 23, 2026 /PRNewswire/ -- CNBC and Statista have named PayJoy to the "World's Top Fintech Companies 2026," which honors companies providing digital funding and bank-independent lending solutions for individuals and businesses. PayJoy is a leading financial services provider for underserved consumers across emerging markets.

May 4, 2026

PayJoy Reaches 20 Million Customers, Powered by Strong Growth in PayJoy Card and Inclusive Credit Innovation

PayJoy, a Public Benefit Corporation and leading emerging markets credit provider, today announced it has reached 20 million customers across Latin America, Africa, and Asia. Since 2015, the company has financed over $3.5 billion, reflecting strong demand for accessible and responsible credit.

April 6, 2026

PayJoy Names Iván Canales Chief Revenue Officer as It Enters Its Next Phase of Scale

SAN FRANCISCO, April 6, 2026 /PRNewswire/ -- PayJoy, a leading financial services provider in emerging markets, today announced the appointment of Iván Canales as Chief Revenue Officer. In this role, Canales will lead the company's global revenue strategy, focusing on scaling growth, deepening market penetration, and expanding into new geographies.

See more content

PayJoy in the News

October 20, 2026

PayJoy CEO Doug Ricket Explores Financial Inclusion and Smartphone Credit on Podcast

Doug Ricket shares how PayJoy empowers 20 million underserved consumers across 9 countries by turning smartphones into productive financial assets.

July 24, 2026

'We Secured The Phone'—PayJoy's $3.5 Billion Bet On The Unbanked

PayJoy, founded by Doug Ricket, is transforming credit access in the global south, enabling millions to afford phones and invest in micro-businesses where traditional credit is scarce.

April 22, 2026

Device Financing: The Phone Is Not The Product

Discover how PayJoy is transforming smartphone financing into a gateway for financial inclusion. In this Mondato Insight feature, CEO Doug Ricket shares insights into PayJoy's device-locking technology, expansion into unsecured credit products, and the mission to build credit identity for the world's unbanked.

July 23, 2025

T. Rowe Price backs PayJoy’s asset fund to expand smartphone access in emerging markets

San Francisco-based PayJoy, a Public Benefit Corporation, is scaling access to smartphones and credit for underserved populations across Latin America, Africa and Southeast Asia. The company’s $250 million PayJoy Asset Fund has drawn a new commitment from T. Rowe Price, joining a growing cohort of institutional investors backing tech-enabled financial inclusion in the Global South.

See more content

Global Excellence

A Globally Recognized Standard of Trust.

Our commitment to financial inclusion and technical innovation has been honored by the world’s leading organizations.

Top Fintech Innovation

Awarded for our unique smartphone-as-collateral model.

Top Fintech Innovation

Awarded for our unique smartphone-as-collateral model.