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PayJoy in the News

Forbes

How Digital Collateral Is Revolutionizing Credit In Emerging Markets

This innovative approach to financing – using technology to secure digital collateral – is transforming how credit reaches the traditionally underserved. Leading this revolution is PayJoy, a fintech company that has originated over $2 billion in loans across eight countries by applying similar principles to smartphone financing.
Fintech Magazine

How is PayJoy Financing Smartphones in the Philippines?

US-based fintech company PayJoy has expanded into the Philippines to address “extraordinary” surges in demand for smartphone financing in recent…
October 9, 2024
Mexico Business News

Mexico Business News: A Smartphone Can Be The Key to a Better Life: PayJoy

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
September 20, 2024
Fast Company

Fast Company: 9 finance companies that make money more manageable

See the full list of winners and honorable mentions in Fast Company’s 2024 World Changing Ideas Awards in the finance…
May 14, 2024
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Press Release

Press Release

PayJoy Marks 10 Years and 15 Million Customers: Focused on Expanding Responsible Financing in Emerging Markets

SAN FRANCISCO, June 3, 2025 /PRNewswire/ -- PayJoy, a Public Benefit Corporation focused on bringing responsible financing to underserved customers in emerging markets, is marking its 10th year of operations.
June 4, 2025
Press Release

PayJoy Powers Progress: Smartphone Finance Unlocks Credit Access for 13 Million

Ethical lending ensures greater financial stability for millions of underserved around the world SAN FRANCISCO, Dec. 11, 2024 /PRNewswire/ — PayJoy, a top…
December 11, 2024
Press Release

Intuit, Square Engineering Veteran Joins PayJoy as Chief Technology Officer

A Proven Leader with Lending and Banking Expertise Tapped to Drive PayJoy’s Technology Team and Product Expansion SAN FRANCISCO, Sept. 18,…
September 18, 2024
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Awards

Fast Company World Changing Ideas Finance Finalist

FinTech Futures Banking Tech Award: Tech Leadership Finalisе

M360 LATAM Awards Finalist

On The Blog

Unlocking Economic Mobility

Smartphone Finance and the Rise of Mexico’s Working Mother Micro-Entrepreneurs
Weili Dong
Head of Investor Relations
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
Blog
January 22, 2025

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

Miguel Armaza interviews Doug Ricket, CEO & Co-Founder of PayJoy, a global fintech with $300+ million in annual revenue serving 10+ million customers in eight countries.
Doug Ricket
CEO and Co-Founder
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
Blog
August 21, 2024

Wharton Fintech Podcast with PayJoy Founder & CEO, Doug Ricket

Helping the Underserved Escape Poverty and Gain Economic Freedom
Doug Ricket
CEO and Co-Founder
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
Blog
August 21, 2024

PayJoy Customer Day

May 23rd marks Customer Day at PayJoy; a day to celebrate our very first customer, Javier, and reaffirm our commitment to our mission: to empower the next billion customers to access the modern financial system and improve their lives! We first met Javier in 2015 when he approached PayJoy to…
Gib Lopez
Co-Founder and COO
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
Blog
May 23, 2024
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