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PayJoy in the News

September 13, 2026
PayJoy Secures $140 Million Debt Facility from Neuberger Berman Funds to Accelerate Global Expansion
SAN FRANCISCO, Dec. 2, 2025 /PRNewswire/ -- PayJoy, a leading emerging markets credit provider, has announced a $140 million corporate debt facility with funds managed by Neuberger, marking a significant milestone in its global growth strategy.
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July 23, 2026
CNBC Names PayJoy one of the World's Top FinTech Companies of 2026
SAN FRANCISCO, July 23, 2026 /PRNewswire/ -- CNBC and Statista have named PayJoy to the "World's Top Fintech Companies 2026," which honors companies providing digital funding and bank-independent lending solutions for individuals and businesses. PayJoy is a leading financial services provider for underserved consumers across emerging markets.
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May 4, 2026
PayJoy Reaches 20 Million Customers, Powered by Strong Growth in PayJoy Card and Inclusive Credit Innovation
PayJoy, a Public Benefit Corporation and leading emerging markets credit provider, today announced it has reached 20 million customers across Latin America, Africa, and Asia. Since 2015, the company has financed over $3.5 billion, reflecting strong demand for accessible and responsible credit.
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Global Excellence

A Globally Recognized Standard of Trust.

Our commitment to financial inclusion and technical innovation has been honored by the world’s leading organizations.

Badge with text Fall 2025 and Top Fintech Innovation in green and orange colors.
Top Fintech Innovation

Awarded for our unique smartphone-as-collateral model.

Badge with text Fall 2025 and Top Fintech Innovation in green and orange colors.
Top Fintech Innovation

Awarded for our unique smartphone-as-collateral model.

News Release

July 24, 2026

'We Secured The Phone'—PayJoy's $3.5 Billion Bet On The Unbanked

PayJoy, founded by Doug Ricket, is transforming credit access in the global south, enabling millions to afford phones and invest in micro-businesses where traditional credit is scarce.
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April 22, 2026

Device Financing: The Phone Is Not The Product

Discover how PayJoy is transforming smartphone financing into a gateway for financial inclusion. In this Mondato Insight feature, CEO Doug Ricket shares insights into PayJoy's device-locking technology, expansion into unsecured credit products, and the mission to build credit identity for the world's unbanked.
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July 24, 2026

'We Secured The Phone'—PayJoy's $3.5 Billion Bet On The Unbanked

PayJoy, founded by Doug Ricket, is transforming credit access in the global south, enabling millions to afford phones and invest in micro-businesses where traditional credit is scarce.
Read more
April 22, 2026

Device Financing: The Phone Is Not The Product

Discover how PayJoy is transforming smartphone financing into a gateway for financial inclusion. In this Mondato Insight feature, CEO Doug Ricket shares insights into PayJoy's device-locking technology, expansion into unsecured credit products, and the mission to build credit identity for the world's unbanked.
Read more
July 23, 2025

T. Rowe Price backs PayJoy’s asset fund to expand smartphone access in emerging markets

San Francisco-based PayJoy, a Public Benefit Corporation, is scaling access to smartphones and credit for underserved populations across Latin America, Africa and Southeast Asia. The company’s $250 million PayJoy Asset Fund has drawn a new commitment from T. Rowe Price, joining a growing cohort of institutional investors backing tech-enabled financial inclusion in the Global South.
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On the blog

PayJoy logo with a green leaf icon on a green gradient background.
The World Cup Playbook: How Access to Credit Is Empowering Workers and Entrepreneurs Across Mexico
As the 2026 FIFA World Cup approaches, many people across Mexico are preparing not just to watch the tournament, but to participate in the economic opportunity surrounding it.
PayJoy logo with a green leaf icon on a green gradient background.
Expanding Access to Credit
Welcome to The Financial Technology Report, a leading information source on financial technology companies and solutions.
Doug Ricket
CEO and Co-Founder
PayJoy logo with a green leaf icon on a green gradient background.
From Innovation to Impact: PayJoy's Financial Evolution
Discover how PayJoy has achieved remarkable growth by focusing on mission-driven strategies and innovative financial products. In this episode, Brad shares insights into PayJoy's strategic market entry, the development of the PayJoy card, cutting-edge fraud prevention techniques and future expansion into Indonesia and India.
Brad Pennington
President of Financial Product
Gig Workers and the Hidden Infrastructure of Credit Access
Across emerging markets, millions survive by patching together income from multiple, irregular jobs.
Weili Dong
Head of Investor Relations
PayJoy logo with a green leaf icon on a green gradient background.
Scaling Impact in Emerging Markets: Doug Ricket, PayJoy CEO, on Productivity Finance and Unlocking Credit Access
PayJoy CEO Doug Rickett shares how his company is unlocking credit access in emerging markets — scaling impact with AI-driven underwriting, using phones as collateral, and balancing profitability with purpose. Listen now.
Doug Ricket
CEO and Co-Founder
PayJoy logo with a green leaf icon on a green gradient background.
Can AI and Digital Collateral Improve Financial Inclusion Exponentially?
Discover how PayJoy’s Rene Payan uses AI and digital collateral to expand financial inclusion, unlock credit access, and reshape lending in emerging markets.
Rene Payan
Country Manager
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