Transaction brings Finia's technology and experience serving micro-businesses to PayJoy's global platform

SAN FRANCISCO, July 23, 2026 /PRNewswire/ -- CNBC and Statista have named PayJoy to the "World's Top Fintech Companies 2026," which honors companies providing digital funding and bank-independent lending solutions for individuals and businesses. PayJoy is a leading financial services provider for underserved consumers across emerging markets.

PayJoy, a Public Benefit Corporation and leading emerging markets credit provider, today announced it has reached 20 million customers across Latin America, Africa, and Asia. Since 2015, the company has financed over $3.5 billion, reflecting strong demand for accessible and responsible credit.