Tu acceso financiero

empieza aquí

PayJoy te ofrece financiamiento para celulares

y crédito para todo.

Elegir mi celular
Solicitar mi Tarjeta PayJoy
Linda Montes, Garment Maker
"PayJoy gave me the opportunity to work and keep moving forward. Does PayJoy believe in me? Of course — otherwise I wouldn't have three phones with them and a credit line. I am truly grateful for the opportunity to get my phones, to have the credit, and to get to fulfill this dream."
Conoce su historia
Jorge Monroy Lazaro, Security Guard
With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life.
Conoce su historia
Nicole Eve Aguilar, Food Cart Entrepreneur
Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you
Conoce su historia
Sandra Rodríguez Valgañón y Alfredo Muñoz
"Siempre la tenemos para emergencias y resolver imprevistos. Principalmente ha sido un gran apoyo para nuestro trabajo".
Conoce su historia
Marcela Perdomo López, Founder of Arepitas Paisas
"Did PayJoy believe in me? Absolutely. I want to invite everyone to start their own venture, because there are companies like PayJoy that help us, support us, and believe in us so we can get ahead. There will be good days and bad days — but with God's will, anything is possible."
Conoce su historia
Mery Espinoza
"Si pudiera volver atrás y encontrarme con mi yo del pasado, le diría: estás en el camino correcto, y hay quienes creerán en ti, como PayJoy."
Conoce su historia
Monica Fumba
"Ahora hago todo por mi cuenta. Gracias, PayJoy, por permitirme estar conectada."
Conoce su historia

Los bancos piden tu historia. Nosotros solo tu DNI

Three smiling vendors using smartphones at outdoor market stalls during daylight.
Financia tu celular

Un celular nuevo, en tus manos hoy

Pagos que se adaptan a tu vida, no al revés. Adquiere el celular que necesitas, hoy

Pagos semanales flexibles, sin intereses moratorios

Sin historial crediticio ni cuenta bancaria

Cómpralo hoy mismo en tu tienda más cercana

Quiero mi celular
¿Por qué PayJoy?

Crédito en menos de 3 minutos.

Sin cita en el banco. Sin revisión de crédito. Solo tu Tarjeta PayJoy para usar en todo.

Sin costos escondidos ni cargos extra por pagos atrasados

Aplica en minutos solo con tu DNI

Úsala donde quieras, para lo que quieras

Solicitar mi Tarjeta PayJoy

Millones de historias de éxito y contando

Desde emprendedores locales hasta familias que salen adelante. Esto es lo que significa tener acceso de verdad.

"Siempre la tenemos para emergencias y resolver imprevistos. Principalmente ha sido un gran apoyo para nuestro trabajo".

Sandra Rodríguez Valgañón y Alfredo Muñoz Pineda

"PayJoy gave me the opportunity to work and keep moving forward. Does PayJoy believe in me? Of course — otherwise I wouldn't have three phones with them and a credit line. I am truly grateful for the opportunity to get my phones, to have the credit, and to get to fulfill this dream."
Linda Montes, Garment Maker
With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life.
Jorge Monroy Lazaro, Security Guard
Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you
Nicole Eve Aguilar, Food Cart Entrepreneur
"Siempre la tenemos para emergencias y resolver imprevistos. Principalmente ha sido un gran apoyo para nuestro trabajo".
Sandra Rodríguez Valgañón y Alfredo Muñoz
"Did PayJoy believe in me? Absolutely. I want to invite everyone to start their own venture, because there are companies like PayJoy that help us, support us, and believe in us so we can get ahead. There will be good days and bad days — but with God's will, anything is possible."
Marcela Perdomo López, Founder of Arepitas Paisas

Las mejores marcas.
Sin historial crediticio.

Noticias y Tendencias

Impacto PayJoy

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