Easy and accessible credit

Smartphone of your dreams, in affordable installments

Get a new phone today!

Buy a smartphone
without a credit card and
pay weekly over 4, 6 and 9 months.
  • No bank account? No problem!
  • Buy now and pay later
  • Compatible with the best brands

PayJoy compatible brands

Millions of happy customers and counting

During a financial difficulty I was having, PayJoy made it possible for me to get a fast smart phone for work and to video call my family. And it's easy to make payments over time!

Claudia, Campinas

I needed a new phone for my job, I have a Men's hair salon and thanks to PayJoy I was able to buy a smartphone to search for new trends and learn them through YouTube videos and social media, now I have built a career thanks to all the features I've discovered on it.

Mboule Badji

I was spending a lot of time looking for a new phone because it was an opportunity to stay in touch with my family, who lives in another country. When I found out about PayJoy, I was so happy because I could buy a great smartphone immediately without paying the full price of it.