We make smartphones affordable for everyone.

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Instant
approval

“They trusted me, they didn’t demand: ‘What do you do? How much do you earn?’ No, they simply said to me: ‘You want this phone? It’s yours, take it.’”
Vicky O. San Rafael, CA

Easy
payments

“PayJoy is a great opportunity to afford the best quality devices by breaking the payments into small monthly chunks, especially since people worry about their daily cash.”
Jose V. Bay Area, CA

Premium
technology

“PayJoy allows everyone to have a better phone, it’s the only company providing that kind of opportunity.”
Sergio Z. Oakland, CA

How PayJoy works

Easy
registration

Qualify with only your Facebook, government ID, and phone number at your local mobile phone store.

Flexible
terms

Pay weekly or monthly for the term length that works for you.

Affordable
payments

Make affordable payments in cash or online until the phone is fully paid!

Get started today!

Thank you. We'll be in touch soon.
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