Easy and accessible credit
Need a new phone? Kayang-kaya with PayJoy!
Get a new phone today!
Buy a smartphone without a credit card and pay weekly over 4, 6 and 9 months.
No bank account? No problem!
Buy now and pay later
Replace with “95% Approval Rates
Compatible with the best brands.
Brands that are compatible with PayJoy
Con PayJoy línea de crédito
tienes dinero siempre a tu disposición
Un producto exclusivo para clientes PayJoy. Ve a tu aplicación PayJoy para ver si eres eligible o conoce más en nuestro sitio.
Millions of happy
customers and counting
"During a financial difficulty I was having, PayJoy made it possible for me to get a fast smart phone for work and to video call my family. And it's easy to make payments over time"
Claudia Campinas
, Customer
"I needed a new phone for my job, I have a Men's hair salon and thanks to PayJoy I was able to buy a smartphone to search for new trends and learn them through YouTube videos and social media, now I have built a career thanks to all the features I've discovered on it."
Mboule Badji
, Customer
"I was spending a lot of time looking for a new phone because it was an opportunity to stay in touch with my family, who lives in another country. When I found out about PayJoy, I was so happy because I could buy a great smartphone immediately without paying the full price of it."
Claudia
, Customer
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