Getting a new phone has never been easier

Check your eligibility in minutes, then visit a nearby kiosk or partner store to complete your application.
Apply Now

It’s this simple

1

Get approved online in minutes with your ID and a photo.

2

Visit your nearest kiosk or partner store and finalise your application.

Transparency from day one

At PayJoy, we believe in you.

Simple requirements

All you need is a Valid South African ID.

Fixed payments

Monthly or weekly, with thousands of convenient payment options.

No late fees

Catch up on your payment and keep going.

Compatible with the brands you already know