Getting a new phone has never been easier

Check your eligibility in minutes, then visit a nearby kiosk or partner store to complete your application.

It’s this simple

Get approved online in minutes with your ID and a photo.

Visit your nearest kiosk or partner store and finalise your application.

Transparency from day one

At PayJoy, we believe in you.

Simple requirements

All you need is a Valid South African ID.

Fixed payments

Monthly or weekly, with thousands of convenient payment options.

No late fees

Catch up on your payment and keep going.

We want to address all your needs

We want your experience with PayJoy Credit Line to always feel secure. Below we have answered some questions that might come up, if you do not find the answer you are looking for, please write to us! We’d love to help you.
What devices can I get?

Please take note of the brands that are compatible with PayJoy  Compatible Brands and Devices

We currently do not offer financing for Apple devices, Laptops and tablets.

Visit one of our PayJoy kiosks or PayJoy partner stores nearest to you. Store Locator  to complete the process and collect your device.

Welcome to PayJoy!

How can I find out the cost of the device I’m interested in?

Pricing depends on the device model and the payment plan you select. The best way to get an exact quote is to visit your nearest PayJoy kiosk or PayJoy partner stores, where a PayJoy clerk will assist you with available options and pricing.

Please remember to bring your ID book/card and your upfront fee when you visit.

To find your nearest PayJoy kiosk or PayJoy partner stores, click here: Store Locator

I just completed the process and the last screen shows that I qualify for a device. What are the next steps?

Please visit one of our PayJoy kiosk or PayJoy partner stores to view the select range of devices available to you. 

Find the nearest PayJoy kiosk or PayJoy partner stores by clicking Store Locator

How long is this offer valid for?

This is valid for 10 days from the date of the application. 

Visit one of our kiosks or PayJoy partner stores with your ID book/card and the upfront fee.  Store Locator

Compatible with the brands you already know