Notes on financing the next billion

As the 2026 FIFA World Cup approaches, many people across Mexico are preparing not just to watch the tournament, but to participate in the economic opportunity surrounding it.

PayJoy has committed to running carbon-neutral by funding carbon offset projects in countries where we operate since 2022. For 2025, we are delighted to announce we are funding an Amazon forest protection project in Madre de Dios, Peru through ClimatePartner.

En este primer boletín, vamos a hablar sobre cómo crear un presupuesto. Un presupuesto es un plan financiero que te ayuda a organizar tus ingresos y gastos. Te permite ver dónde va tu dinero y tomar decisiones informadas sobre cómo gastarlo.

Innovative technologies like the PayJoy Lock are likely to lead to the next smartphone boom on the continent. The last few years have been tough for smartphone shipments in Africa. However, according to the most recent figures announced by International Data Corporation (IDC) in 2018, Africa experienced year-on-year growth in…

By Gib Lopez, Co-Founder and COO and Camila Perez Aloi, Senior Risk Manager When we started PayJoy five years ago, our theory was that we could unstick the credit ecosystem by providing customers with little or no access to credit with collateral in the form of smartphones and giving lenders…

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