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Notes on onboarding the next billion

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Latest Articles

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

Gig Workers and the Hidden Infrastructure of Credit Access

Across emerging markets, millions survive by patching together income from multiple, irregular jobs.
Weili Dong
Head of Investor Relations
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
December 15, 2025

Scaling Impact in Emerging Markets: Doug Ricket, PayJoy CEO, on Productivity Finance and Unlocking Credit Access

PayJoy CEO Doug Rickett shares how his company is unlocking credit access in emerging markets — scaling impact with AI-driven underwriting, using phones as collateral, and balancing profitability with purpose. Listen now.
Doug Ricket
CEO and Co-Founder
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
September 10, 2025

Can AI and Digital Collateral Improve Financial Inclusion Exponentially?

Discover how PayJoy’s Rene Payan uses AI and digital collateral to expand financial inclusion, unlock credit access, and reshape lending in emerging markets.
Rene Payan
Country Manager
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
August 13, 2025

¿Como están protegidos mis derechos como consumidor?

En México, los derechos del consumidor están protegidos por la Ley Federal de Protección al Consumidor (LFPC).
Darinka Villanueva
Legal y Compliance team
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
PayJoy School
August 14, 2024

Protección de Datos (Función del INAI y Derechos ARCO)

El Instituto Nacional de Transparencia, Acceso a la Información y Protección de Datos Personales (INAI) es un organismo constitucional autónomo que es la encargada de llevar a cabo el cumplimiento de dos derechos.
Aymerich Alexis
Customer Experience Representative Team
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
PayJoy School
July 7, 2024

¿Cómo usar correctamente una tarjeta de crédito?

Es importante, antes de hacer uso de cualquier instrumento financiero, conocer su funcionamiento.
Paulina Reyes
Customer Experience Representative in Go To Market team
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
PayJoy School
May 6, 2024

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