Easy and accessible credit

Need a new phone? Kayang-kaya with PayJoy!

Get a new phone today!

Buy a smartphone without a credit card and pay weekly over 4, 6 and 9 months.
No bank account? No problem!
95% Approval Rate, in 5 minutes!
Compatible with the best brands.
Compatible with the best brands.
Get a phone
Brands that are compatible with PayJoy
Honor logo
Motorola logo
oppo logo
realme logo
samsung logo
tecno mobile logo
infinix logo
infinix logo
infinix logo
infinix logo
infinix logo
infinix logo
infinix logo
infinix logo
infinix logo
infinix logo
infinix logo
infinix logo
oneplus logo

Con PayJoy línea de crédito
tienes dinero siempre a tu disposición

Un producto exclusivo para clientes PayJoy. Ve a tu aplicación PayJoy para ver si eres eligible o conoce más en nuestro sitio.
The picture of a hand holding a phone while another touches it
The drawing of a store front
The drawing of a plus sign
The drawing of a shopping cart
The drawing of a wrench tool
The drawing of a knife and a fork

Get credit in minutes

Use your smartphone to qualify, get approved with only your ID.
No late fees
No bank account needed
Approved in minutes
Approved in minutes
Get credit

Millions of happy
customers and counting

"Sa panahon ng financial difficulty na naranasan ko, ginawang posible ng PayJoy na makakuha ako ng mabilis na smart phone para sa trabaho at ma-video call ang aking pamilya. At may easy payments pa."
Claudia Campinas
, Customer
"Kinailangan ko ng bagong phone para sa aking munting negosyo. Mayroon akong Hair Salon at salamat sa PayJoy dahil nakabili ako ng smartphone para maghanap ng mga trending style at matutunan ang mga ‘toh sa YouTube at social media. Ngayon ay lumaki na negosyo, salamat sa lahat ng mga natuklasan ko dahil sa smartphone ko.”
Mboule Badji
, Customer
"Matagal akong naghanap ng bagong cellphone na abot-kaya kasi pagkakataon ko siyang makausap pamilya kong nasa bang bansa. Noong nalaman ko ang PayJoy, tuwang-tuwa ako dahil makakabili ako kaagad ng magandang smartphone na hindi kailangang mag full payment agad."
Claudia
, Customer