Easy and accessible credit
Need a new phone? Kayang-kaya with PayJoy!
Get a new phone today!
Buy a smartphone without a credit card and pay weekly over 4, 6 and 9 months.
No bank account? No problem!
95% Approval Rate, in 5 minutes!
Compatible with the best brands.
Compatible with the best brands.
Brands that are compatible with PayJoy
Con PayJoy línea de crédito
tienes dinero siempre a tu disposición
Un producto exclusivo para clientes PayJoy. Ve a tu aplicación PayJoy para ver si eres eligible o conoce más en nuestro sitio.
Millions of happy
customers and counting
"Sa panahon ng financial difficulty na naranasan ko, ginawang posible ng PayJoy na makakuha ako ng mabilis na smart phone para sa trabaho at ma-video call ang aking pamilya. At may easy payments pa."
Claudia Campinas
, Customer
"I needed a new phone for my job, I have a Men's hair salon and thanks to PayJoy I was able to buy a smartphone to search for new trends and learn them through YouTube videos and social media, now I have built a career thanks to all the features I've discovered on it."
Mboule Badji
, Customer
"I was spending a lot of time looking for a new phone because it was an opportunity to stay in touch with my family, who lives in another country. When I found out about PayJoy, I was so happy because I could buy a great smartphone immediately without paying the full price of it."
Claudia
, Customer
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