Notes on onboarding the next billion

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Latest Articles

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
Doug Ricket
CEO and Co-Founder
Blog
August 21, 2024

The World Cup Playbook: How Access to Credit Is Empowering Workers and Entrepreneurs Across Mexico

As the 2026 FIFA World Cup approaches, many people across Mexico are preparing not just to watch the tournament, but to participate in the economic opportunity surrounding it.
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Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
Report
May 27, 2026

Expanding Access to Credit

Welcome to The Financial Technology Report, a leading information source on financial technology companies and solutions.
Doug Ricket
CEO and Co-Founder
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
January 15, 2026

Gig Workers and the Hidden Infrastructure of Credit Access

Across emerging markets, millions survive by patching together income from multiple, irregular jobs.
Weili Dong
Head of Investor Relations
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
December 15, 2025

Scaling Impact in Emerging Markets: Doug Ricket, PayJoy CEO, on Productivity Finance and Unlocking Credit Access

PayJoy CEO Doug Rickett shares how his company is unlocking credit access in emerging markets — scaling impact with AI-driven underwriting, using phones as collateral, and balancing profitability with purpose. Listen now.
Doug Ricket
CEO and Co-Founder
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
September 10, 2025

Can AI and Digital Collateral Improve Financial Inclusion Exponentially?

Discover how PayJoy’s Rene Payan uses AI and digital collateral to expand financial inclusion, unlock credit access, and reshape lending in emerging markets.
Rene Payan
Country Manager
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
August 13, 2025

¿Como están protegidos mis derechos como consumidor?

En México, los derechos del consumidor están protegidos por la Ley Federal de Protección al Consumidor (LFPC).
Darinka Villanueva
Legal y Compliance team
Alfredo LeFranc, Fraud Strategy
Stephanie Friedmann, Risk Strategy
Andres Aguilar, Operation Manager
PayJoy School
August 14, 2024