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PayJoy News

April 22, 2026

Device Financing: The Phone Is Not The Product

Discover how PayJoy is transforming smartphone financing into a gateway for financial inclusion. In this Mondato Insight feature, CEO Doug Ricket shares insights into PayJoy's device-locking technology, expansion into unsecured credit products, and the mission to build credit identity for the world's unbanked.
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January 22, 2025

How Digital Collateral Is Revolutionizing Credit In Emerging Markets

This innovative approach to financing – using technology to secure digital collateral – is transforming how credit reaches the traditionally underserved. Leading this revolution is PayJoy, a fintech company that has originated over $2 billion in loans across eight countries by applying similar principles to smartphone financing.
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October 9, 2024

How is PayJoy Financing Smartphones in the Philippines?

US-based fintech company PayJoy has expanded into the Philippines to address “extraordinary” surges in demand for smartphone financing in recent…
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September 20, 2024

Mexico Business News: A Smartphone Can Be The Key to a Better Life: PayJoy

How does PayJoy aim to support financial inclusion in emerging markets? What are the main challenges the company is helping…
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September 17, 2024

Forbes: Smartphones for all: PayJoy opens new financial opportunities in Ecuador

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