Notes on onboarding the next billion

Discover how PayJoy’s Rene Payan uses AI and digital collateral to expand financial inclusion, unlock credit access, and reshape lending in emerging markets.

PayJoy CEO Doug Rickett shares how his company is unlocking credit access in emerging markets — scaling impact with AI-driven underwriting, using phones as collateral, and balancing profitability with purpose. Listen now.

This #MothersDay, we’re honored to be invited by Women's World Banking to spotlight the unsung economic powerhouses: working moms. 💪🌍

Smartphone Finance and the Rise of Mexico’s Working Mother Micro-Entrepreneurs

Miguel Armaza interviews Doug Ricket, CEO & Co-Founder of PayJoy, a global fintech with $300+ million in annual revenue serving 10+ million customers in eight countries.

Helping the Underserved Escape Poverty and Gain Economic Freedom