Notes on financing the next billion

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The World Cup Playbook: How Access to Credit Is Empowering Workers and Entrepreneurs Across Mexico
As the 2026 FIFA World Cup approaches, many people across Mexico are preparing not just to watch the tournament, but to participate in the economic opportunity surrounding it.
Expanding Access to Credit
Welcome to The Financial Technology Report, a leading information source on financial technology companies and solutions.
Doug Ricket
CEO and Co-Founder

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Report
The World Cup Playbook: How Access to Credit Is Empowering Workers and Entrepreneurs Across Mexico
As the 2026 FIFA World Cup approaches, many people across Mexico are preparing not just to watch the tournament, but to participate in the economic opportunity surrounding it.
Podcast
Expanding Access to Credit
Welcome to The Financial Technology Report, a leading information source on financial technology companies and solutions.
Doug Ricket
CEO and Co-Founder
Podcast
Women's World Banking Podcast With PayJoy on Credit Access
This #MothersDay, we’re honored to be invited by Women's World Banking to spotlight the unsung economic powerhouses: working moms. 💪🌍
Lucia Villar
SVP Product
Why we want to pay as we go — for everything
As we wrote last week, Apple’s iPhone upgrade plan charges folks a premium for paying for their phone over time, provides insurance, and gives them the option to get a new phone every year. A lot of people responded to the post saying they still thought it was a fair…
Mark Heynen
Blog
Wharton Fintech Podcast with PayJoy Founder & CEO, Doug Ricket
Helping the Underserved Escape Poverty and Gain Economic Freedom
Doug Ricket
CEO and Co-Founder
We should never have to give out our social security number to buy a phone
Today T-Mobile's CEO John Legere announced that 15 million customer records were breached on an Experian server connected with credit checks for device financing. The WSJ points out that records included names, birthdays, and social security numbers -- sufficient detail for any hacker to steal user's identities. It may be time…
Mark Heynen