Notes on onboarding the next billion

Discover how PayJoy has achieved remarkable growth by focusing on mission-driven strategies and innovative financial products. In this episode, Brad shares insights into PayJoy's strategic market entry, the development of the PayJoy card, cutting-edge fraud prevention techniques and future expansion into Indonesia and India.

Across emerging markets, millions survive by patching together income from multiple, irregular jobs.

PayJoy CEO Doug Rickett shares how his company is unlocking credit access in emerging markets — scaling impact with AI-driven underwriting, using phones as collateral, and balancing profitability with purpose. Listen now.

Discover how PayJoy’s Rene Payan uses AI and digital collateral to expand financial inclusion, unlock credit access, and reshape lending in emerging markets.

This #MothersDay, we’re honored to be invited by Women's World Banking to spotlight the unsung economic powerhouses: working moms. 💪🌍

Smartphone Finance and the Rise of Mexico’s Working Mother Micro-Entrepreneurs