Notes on financing the next billion

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Latest Articles

A Globally Recognized Standard of Trust.

PayJoy logo with a green leaf icon on a green gradient background.
The World Cup Playbook: How Access to Credit Is Empowering Workers and Entrepreneurs Across Mexico
As the 2026 FIFA World Cup approaches, many people across Mexico are preparing not just to watch the tournament, but to participate in the economic opportunity surrounding it.
PayJoy logo with a green leaf icon on a green gradient background.
Expanding Access to Credit
Welcome to The Financial Technology Report, a leading information source on financial technology companies and solutions.
Doug Ricket
CEO and Co-Founder

All Blogs

PayJoy logo with a green leaf icon on a green gradient background.
PayJoy Gets an Astounding 80 NPS in Mexico
A Net Promoter Score (NPS) helps companies measure customer satisfaction. The proponents of NPS argue that NPS is directly related to revenue growth and profitability. Considering that keeping existing customers is 25 times cheaper than getting new ones, maintaining an above industry average NPS is indispensable to sustained growth. PayJoy…
Rodrigo
PayJoy logo with a green leaf icon on a green gradient background.
PayJoy Lock lifecycle end to end
By Jaideep Mirchandani and Dominique Friedl In previous PayJoy blog posts, we highlighted the problem in lending to the underbanked and underserved and how PayJoy technologies are now helping to solve this problem. In this post, we’ll talk about how Lock and Access come together to serve these underbanked and…
Jaideep Mirchandani
Chief Product Officer
PayJoy logo with a green leaf icon on a green gradient background.
Pay-As-You-Go, from solar kits to smartphones
Can the mobile industry and ecosystem players learn from an industry that has proved its solid technology foundations, high demand and low-income customers’ ability to pay for credit? Energy poverty is a development challenge that traditional, centralized approaches have been slow to overcome. Globally, 1.1 billion people remain without access…
Dominique Friedl
GM PayJoy Africa
PayJoy logo with a green leaf icon on a green gradient background.
Taking our Mission to the Next Level with Greylock’s Series B Investment
Today we announced that Greylock Partners led a $20M Series B investment round in PayJoy, with participation from our seed investor Core Innovation Capital and our Series A lead Union Square Ventures. As part of this investment, Josh McFarland will be joining our board. This brings our total financing in…
Mark Heynen
Product
Breakthroughs in affordability unleash smartphone growth in Africa
Innovative technologies like the PayJoy Lock are likely to lead to the next smartphone boom on the continent.
Dominique Friedl
GM PayJoy Africa
PayJoy logo with a green leaf icon on a green gradient background.
My summer internship: helping the underbanked in Africa afford a smartphone and unlock access to finance
First day, at PayJoy's SF office The summer finally came to California, but I’m now 10.5k miles or 21+ flight hrs away from Berkeley. I will spend my summer in the winter of Johannesburg in South Africa working with PayJoy, a company focused on technology and…
Lourdes Amayo